A few months back, as you all may remember, Florida got pretty beaten up by a couple of hurricanes. My folks live down there, and while none of the damage that they sustained was life-alteringly horrible or home destroying, home owners insurance kicked in and they had some water damage through the roof. They also needed a new one because of all of the shingles that had come off/debris that had punctured it.
My folks looked through roofing options and determined that a metal roof would be a great option to reduce damage/maintenance on their home. Plus, it would serve as a more energy-efficient option with passive solar collection and fewer thermal losses in the summer/winter. Its more expensive, but my dad was basically /r/personalfinance incarnate while I was growing up. He’s in his 60’s and has finally concluded that he has Fuck You Money so long as that community is concerned, so the roof was a good investment. It looked like a win-win-win with that roof.